Buy a property at auction in Italy

While some may have never considered purchasing properties through court auctions, we are here to calm your worries and disgusts about the idea. This way of purchasing property in Italy is actually a safe and appropriate way of purchase. This can, many times can lead to a great deal on real estate. In recent years, this market has become much more flooded with properties and have thankfully been made more transparent in communications, simpler, and quicker than before. So, while you may have never thought of this as an option, it may actually be the perfect way for you to buy a property in Italy. In this article, we will outline the benefits of using the system of court auctions to purchase real estate in the country in addition to a ‘how to’ guide and some advice regarding the process.

Benefits of Court Auctions

Property Price Savings
First, regardless if your property was bought on the private market or through a court auction, buyers can take advantage of the first home buyer tax benefits if this is in fact their first home. Commissions to intermediate parties involved in the buying/selling process in the private market charge percentages of the purchase price for fees. These can be as high as 4% of the property cost! Fortunately, buying through these auctions cuts out the middle man, allowing you to cut those additional costs from your budget, allowing you to account for putting more money into the actual purchase of a home.

Buy a property at italian Auction
Buy a property at italian Auction *

While shaving off additional fees is a great perk, the most important property saving part of the equation is the actual buying price. Typically properties purchased through these auctions are less expensive than the prices they would sell for on the normal market. Sometimes, if there are no bidders, the base price of the auctioned property is forced to be decreased. Ultimately, you can end up with a property worth well more than you end up paying for it.

Financing Options
The prices are better and many properties allow for financing options! The courts have worked with many banks to develop plans for auction purchasers to be pre-approved for financing options. This takes much of the risk out of the auction purchase, knowing that there is special relationship between the banks and the courts in order to aid you through the process of buying.

Increased Communication Transparency
Safeguards have been put into place to allow and encourage more transparent channels of communication in regards to these properties. While many say that there is a lack of honesty in the purchases, these court auctions have practices in place to clear up the miscommunications. The Code of Civil Procedure rules are enforced and overseen by a judge throughout the auction process. This ensures transparency on all fronts. Each property is evaluated and described in detail by the Court Expert who accompanies the Custodian in coming to an agreement in the auction’s base price for each property.

Auction Property in Italy

This Custodian is appointed by the court and is there throughout the entire process to make sure a safe and smooth journey for all those involved in the auction/buying and selling steps. The same Custodian personally visits the properties with potential bidders prior to the auctions, and providing whatever information they may need or want throughout. All information regarding the real estate properties are publicized online at Any potential bidder can search online beforehand to see all listed properties and set up a tour of the place auctioned before the auction takes place.

In a similar line to this idea of increased transparency in the buying process and to make bidders feel more comfortable with purchasing through these court auctions, there is an outline of conditional amnesty for buyers. This allowance of amnesty varies by property and can be time-specific. This amnesty allows the buyer to be sure they will not be held accountable for work done by previous property owners outside of code or without proper authorizations. It is important for potential buyers to work with the courts to be clear about what is contained in this amnesty agreement and that the property is properly analyzed.

Our main advice during the buying process
If you are unfamiliar with the process of buying real estate through Court Auctions, we advise you to higher legal assistance to accompany you throughout the process. While strict rules are in place for the courts, there are also rules and regulations for buyers. To ensure that you are in compliance with all of these during this journey, it would be best to hire a lawyer who is specifically experienced in Court Auctions and Real Estate Law. This can help you to make the proper decisions when bidding and also when going through the finalization of payment and obtaining the property. If, for some reason, the property is put to auction by parties who do not possess proper legal property titles, the hired legal guide can assist in the process of liberating the property with court officials.

So, how can I start?

As aforementioned, the easily navigate-able web portal of auction-able properties is available for everyone at This portal allows potential bidders to have access to all information and documentation present on the properties. The rules and procedures of the Court Auctions is also outlined here for the courts and for the buyers. If a potential buyer cannot be present during the auction or simply wants another party to handle it, it is possible to hire an attorney to attend the auction and operate on behalf of the actual potential buyer.

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